• Insurance

    Insurance: An Overview

    1.1 Introduction to Insurance Insurance is defined as a cooperative device to spread the loss caused by a particular risk over a number of persons who are exposed to it and who agree to ensure themselves against that risk. Risk is the uncertainty of a financial loss. Insurance is also a social device to accumulate funds to meet the uncertain losses arising through a certain…

    Read More »
  • Capital Market

    Introduction to Capital Markets

    1.1 Introduction to Capital Markets: Capital is certifiably not a characteristic asset; it is produced. It originates from sparing, which is changed into speculation. Sparing is characterized as purchaser products-basically, sustenance, and necessities that are spent on utilized work in delivering capital merchandise. New capital products serve to supplant amortized or out of date capital and add to existing capital. New venture consolidates new developments…

    Read More »
  • Initial Public Offerings (IPO)

    Initial Public Offerings (IPOs)

    1.1 Initial Public Offerings: The going public decision is an important milestone in the life of a company, especially young. It provides access to public funds and may lower the cost of funding the company’s operations and investment. It also provides an avenue for the trading of the company’s shares, enabling its existing shareholders to diversify their investments and to crystallize their capital gains from…

    Read More »
  • Rural Bank

    Rural Banks

    1.1 Origin of Rural Banks: It can be said from the foregoing discussion that credit constitutes an integral part of the overall development of rural economy and the two major systems viz., the co-operatives and commercial banks miserably failed to deliver it at the time, rate and quantum. It was, therefore, considered expedient to have a special type of institution, which could be responsive to…

    Read More »
  • Customer Relationship Management In Bank

    Customer Relationship Management (CRM) in Retail Banking

    1.1. Introduction: Customer relationship management is one of the strategies to manage customer as it focuses on understanding customers as individuals instead of as part of a group Lambert, 2010). Managing customer relationships is important and valuable to the business. The effective relationship between customers and banks depends on the understanding of the different needs of customers at different stages. The ability of banks to…

    Read More »
  • Need For Human Capital Management in Bank

    Human Capital Management in Banking Sector Banks are the most potential grounds for any country. Firm investments in Human Capital Management have a positive impact on economic performance (Riley, 2011). Banks in India have shared immense growth over the past decades. As Indian Banking sector enters the modem context of globalization, a realm of Hi-tech High-speed banking scenario, one of the most crucial challenges it…

    Read More »
  • Venture Capital – Concepts

    1.1 Introduction: The activity of financing entrepreneurs have actually existed almost as long as entrepreneurs themselves. The two most important and established sources of finance for small firms are the owners themselves (Rosen, 1998) and commercial banks (Meyer, 1998). Funding of business ventures usually poses a dilemma for entrepreneurs because, to begin with, many times entrepreneurs do not have funds to finance ventures from their…

    Read More »
  • Mutual Funds

    Mutual Funds- A Conceptual Overview

    Mutual Funds. In the market, there are a lot of investors who have their small savings which they are unable to invest since the amount is very small. Here comes mutual fund where these investors can pool up their savings and invest in such equity only but by another means. This means is known as mutual funds where the asset management companies come under the…

    Read More »
  • Internet Banking

    Internet Banking

    Internet Banking Introduction: The transition in the banking sector with globalization and deregulation has made the banks highly competitive. Banks have got multiple channels for making the consumer satisfied. With advanced technology and sophistication, it is quite challenging for the banks to consider the use of technology for their continuously changing requirements. Internet banking is a process where a customer accesses the bank account via…

    Read More »
  • Role of Banking in Economic Development

    Role of Banking in Economic Development

    Introduction: Savings and investments are the most important ingredients of capital formation, for an economy, therefore, the promotion of domestic savings is must boost the process of capital formation and development. The commercial banks are in the nature of a catalyst, converting savings into capital for productive investment. It is needless to say that capital formation largely depends on the effectiveness of these institutions. Thus,…

    Read More »